Insurance Services
Insurance guidance that starts with your situation
Independent advice on Medicare, health and life coverage.
We are an independent agency in Tampa. That means we are not tied to a single insurance company — we listen first, explain your options in plain language, and help you decide at your own pace.

Three places to start
Medicare, health and life coverage each work differently. Pick the one closest to your question — you do not need to know the terminology first.
Medicare
Understand how the parts of Medicare fit together, what your choices are when you turn 65, and what to review if you are already enrolled.
- Original Medicare, Parts A and B
- Medicare Advantage and Medigap
- Prescription drug coverage
Health & ACA Marketplace
Compare individual and family medical coverage, Marketplace plans, and the supplemental products that can sit alongside them.
- Marketplace and individual plans
- Dental, vision and disability
- Accident, cancer, critical illness
Life Insurance
Look at term, whole and universal life side by side, and consider what final expense coverage may or may not do for your family.
- Term, whole and universal life
- Individual life planning
- Final expense coverage
How independent guidance works
A captive agent represents one insurance company and can only offer what that company sells. As an independent agency, we work with a number of insurers, so the conversation starts with your needs rather than a single product line.
We do not offer every plan available in your area, and no agency does. What we can do is explain the options we are able to offer, tell you plainly when something is not a fit, and point you to Medicare.gov or the Marketplace when that is the better answer.
- We listen before recommending anything.
- We explain choices in language that makes sense.
- We compare based on your needs, not a sales target.
- We stay available after you enroll.
- We are rooted in the Tampa Bay community.
Not sure where to start?
Most people arrive with a life event rather than a product in mind. These pathways cover the most common ones.
- Turning 65, or already on MedicareLearn what decisions come with Medicare eligibility and what to review each year.Learn more about Turning 65, or already on Medicare
- You need health coverageFor individuals, families and self-employed people looking at Marketplace or individual plans.Learn more about You need health coverage
- Protecting income or planning aheadReplace income, cover obligations, or plan for end-of-life costs without guesswork.Learn more about Protecting income or planning ahead
Looking for guidance by life stage instead? Browse insurance by who you are — single adults, couples, families, empty nesters and more.
Would it help to talk it through with someone first?
Consultations are offered at no cost and without obligation. Submitting a form does not enroll you in coverage.
A simple, three-step process
- 1
Tell us what you need
Share your situation in a short conversation. No sensitive information required.
- 2
Review your options
A licensed advisor walks you through the choices available to you in plain language.
- 3
Choose with confidence
Decide at your own pace. We stay available after you enroll.
Recent educational resources
Community
Recognizing Latino History Month: The Value of Insurance Education in Every Community
September 1, 2026
Life Insurance
Back to School, Back to Basics: Why August Is a Good Time to Review Your Life Insurance
August 22, 2026
Medicare
Understanding Your Medicare Coverage Options
From the Medicare blog
Where we help
Bleu Sky’s Insurance Solutions is based in Tampa and works with individuals and families across the Tampa Bay area and Florida. We are also licensed in Georgia and New York. Availability, eligibility and coverages vary by state, and not all products are available in every state.
Already a client?
Policy service — billing, claims, policy changes and document requests — is handled separately from new coverage questions. Visit the Client Center or call (813) 360-1884.
Go to the Client CenterInsurance services are provided by an independent insurance agency. Bleu Sky's Insurance Solutions and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.
Three ways to get started
Talk with a licensed advisor, ask us to call you back, or answer a few short questions to start a guided quote. All three are free and carry no obligation.
Prefer to talk now? Call (813) 360-1884. Consultations are free and carry no obligation.
